The "No Incentive" arm will participate in two surveys-including questions about beliefs about therapy and willingness to pay for therapy, gambling behavior, and well-being-at the baseline and at the end (four months after the first survey). The arm will have access to free cognitive behavioral therapy through Kindbridge Behavioral Health, but will not receive a monetary incentive to undergo therapy.

The "Fixed Incentive" arm will participate in two surveys-including questions about beliefs about therapy and willingness to pay for therapy, gambling behavior, and well-being-at the baseline and at the end (four months after the first survey). The arm will have access to free cognitive behavioral therapy through Kindbridge Behavioral Health and will be offered a modest monetary incentive to undergo therapy. The incentive will be in form of an electronic gift card. The amount of money offered as an incentive will not depend on the participants' survey replies.

The "Multiple Price List" arm will participate in two surveys-including questions about beliefs about therapy and willingness to pay for therapy, gambling behavior, and well-being-at the baseline and at the end. The arm will have access to free cognitive behavioral therapy through Kindbridge Behavioral Health and might be offered a modest monetary incentive to undergo therapy. More specifically, for all arms, the surveys will include a multiple price list to gauge willingness to pay for CBT. For this "multiple price list" arm, one of the rows from the multiple price list will be (randomly) picked and implemented. Depending on what the participant answered in the randomly picked row, they will either receive an unconditional payment or a payment conditional on undergoing CBT. In either case, the payment will be in form of an electronic gift card.

Both treatment arms will be offered a monetary incentive (in form of a retail gift card) for undergoing a certain number of CBT sessions.

Change in participants' willingness to pay (in USD; elicited through multiple price lists) for CBT from baseline to follow-up survey.

Change in participants' beliefs about therapy (such as effectiveness, unpleasantness, stigma, etc.) will between baseline and follow-up survey (4 months after baseline).

Dates and number of CBT sessions participants attend (as long as they are with Kindbridge Behavioral Health) between baseline survey and follow-up survey (afer 4 months).

Amount wagered (in USD) in online and offline gambling by participants over the last month. Difference between stated amount at baseline and stated amount in follow-up survey.

Change in measure of participants' wellbeing from baseline to follow-up (at four months), computed using Likert scale style questions about feeling happy/depressed/satisfied/anxious/etc. Answers are on a seven-point scale from "strongly disagree" through "neutral" to "strongly agree." Points for each question are coded such that more positive answers get more points (so from most negative to most positive, the points -1, -2/3, -1/3, 0, 1/3, 2/3, 1 are awarded) and subjective well-being is the sum of all points.